向信用社会的试金石开战,纽约起诉zelle

**NY attorney general sues Zelle’s parent company after Trump administration drops similar case

纽约州总检察长起诉 Zelle 母公司,特朗普政府撤销类似案件**

NEW YORK (AP) — New York’s attorney general on Wednesday sued the parent company of the Zelle payment platform, months after the federal Consumer Financial Protection Bureau abandoned a similar case as the Trump administration was gutting the agency.
纽约(AP)—纽约州总检察长于周三起诉了 Zelle 支付平台的母公司,此前美国消费者金融保护局在特朗普政府削弱该机构的同时放弃了类似的案件。

Attorney General Letitia James, a Democrat, sued Early Warning Services in New York state court, alleging that the company, which is owned by a group of U.S. banks, had failed to protect users from fraud by not including critical safety features in Zelle’s design.
民主党人总检察长莱蒂蒂亚·詹姆斯在纽约州法院起诉了 Early Warning Services,指控这家由一群美国银行拥有的公司未在 Zelle 的设计中包含关键安全功能,从而未能保护用户免受欺诈。

The Consumer Financial Protection Bureau earlier this year dropped a similar case after President Donald Trump fired the agency’s leader and his administration halted nearly all the bureau’s work, closed its headquarters and moved to fire many of its workers.
今年早些时候,消费者金融保护局在特朗普总统解雇该机构负责人以及其政府暂停该局几乎所有工作、关闭其总部并试图解雇许多员工后,撤回了一起类似的案件。

In a statement, James’ office noted that its suit was filed after the Consumer Financial Protection Bureau abandoned its lawsuit following a “change in the federal administration.”
在一份声明中,詹姆斯的办公室指出,该诉讼是在消费者金融保护局在“联邦政府发生变化”后放弃诉讼之后提交的。

“No one should be left to fend for themselves after falling victim to a scam,” James said in a statement. “I look forward to getting justice for the New Yorkers who suffered because of Zelle’s security failures.”
詹姆斯在一份声明中说:“没有人应该在遭受诈骗后独自应对。我期待为因 Zelle 的安全失败而遭受痛苦的纽约人争取正义。”

James’ case against Early Warning Services alleged that Zelle, which allows users to send and receive near-instant money transfers, failed to include adequate verification processes. Her office said scammers were able to access peoples’ accounts or trick users into sending money to bogus accounts that posed as official businesses.
詹姆斯对早期预警服务的案件指控称,Zelle(一款允许用户发送和接收近乎即时资金转移的应用程序)未能包含充分的验证流程。她的办公室表示,骗子能够访问人们的账户,或诱骗用户向冒充官方企业的虚假账户发送资金。

In one instance cited by the attorney general’s office, a Zelle user got a call from someone posing as an employee of the utility company Con Edison who told the user that his electricity was going to be shut off unless he sent them money through Zelle. The user then transferred about $1,500 to a Zelle account named “Coned Billing” and then realized he had been scammed but was told by his bank that he could not get his money back, James’ office said.
纽约州总检察长办公室提到的一个案例中,一名 Zelle 用户接到一个冒充康尼狄格电力公司员工的电话,对方告知用户若不通过 Zelle 转账,他的电力将被切断。该用户随后向一个名为“Coned Billing”的 Zelle 账户转账约 1500 美元,然后意识到自己被骗了,但银行告知他无法追回这笔钱,詹姆斯办公室表示。

In a statement issued through a spokesperson, Zelle called James’ lawsuit “a political stunt to generate press, not progress.”
Zelle 通过发言人发表声明,称詹姆斯的诉讼是“为了制造媒体声势而非推动进步的政治花招。”

“The Attorney General should focus on the hard facts, stopping criminal activity and adherence to the law, not overreach and meritless claims,” the statement said.
声明称:“总检察长应该专注于事实、打击犯罪活动和遵守法律,而不是过度扩张和无根据的指控。”

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